We have refinanced our home 3 times and all at absolutely no cost. We saved at least $2,000 In closing costs compared to what the other lender was going to charge us. As you know, we have since referred you to our fiends and trust us, more of our friend will hear about you! Thanks Rich,
Anthony and Kristi Lehnert , Greeley, CO
Rich, I would be more than happy to write you a testimonial. Here it goes.... When I was buying my new construction home, the builder said I'd get a huge discount off the purchase price if I used "their Lender". Problem was the "Builder's Lender" also had a huge interest rate, huge closing costs and a huge origination fee. I closed on my new house and the day I moved in a neighbor who had just refinanced their new home with you referred me to you. 2 weeks after I closed with the builder on my new house, I re-financed with you for a much lower interest rate and at no cost to me. Thanks again.
Hongwei Song , Longmont
Rich has refinanced me twice. His rates were much lower than other companies and he makes refinance process so simple.
Kindal Pope Denver
I was first introduced to Rich by my Realtor who said to call you because you had the lowest rates and a no cost mortgage. She was right! Before I met you, I was certain I'd have to pay another $3,000 to $4,000 to get my mortgage. You lowered my rate and it was all free to me.
Roger Ng, Flo Kung Longmont, CO
Rich, thanks again for our "Free" refinance. You lowered our interest rate by about half of a percentage, which significantly lowered our monthly payment, and best of all you paid all of our costs. Before I met you Rich, a refinance for a lower interest rate meant I'd have to pay at least $2000 to $3000 closing cost. Please call me when rates drop again so I can refinance to a lower monthly payment for free.
Don & Linda Coy, Littleton, CO
I must admit when our friend referred me to you and said that you would lower our interest rate AND pay ALL of the closing costs including appraisal, title insurance, fee etc.... and I would never have to leave my house..... I was skeptical. But, you've made me a believer!!! Thanks again..
Bing Lao Greenwood Village, CO
Rich, I still remember our first phone conversation. You said you could refinance my mortgage for as you say "FREE". Every other mortgage company wanted me to pay all of the costs. Your rate was lower and your company paid all the costs. You are my Mortgage guy for life!!!
Kimo Bonnelycke Thornton
I was first introduced to Rich by our friends who were re-financing with Rich. They said you would do the refinance and would cover all the costs. To anyone reading my note here. IT'S TRUE. I tell all of my friends, if you are thinking about refinancing for a lower monthly payment. Call Rich. He lowered our interest rate by about 1/3 of a point and he charged us no costs, no origination fees, no hidden junk fees and he did not raise our mortgage balance. PS- Rich how again do you do it?
Monika Song - Realtor Longmont, CO
You did exactly what you said you do. A Free Refinance! You are truly a breath of fresh air in the refinance business, an honest mortgage broker, you usually don't see those words together. Thanks again and I tell all of my friends about you. I feel guilty when we think of the refinance we did with you. You lowered our monthly payment by $130 a monthly and you did not charge us any costs!! I still don't understand how you got paid? Please call me next time rates drop so I can lower my monthly payment again. Thanks for all your help..
Joyce Konklin - Erie, CO
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